California obama care Affordable health insurance

California Obama care: An affordable and quality healthcare for all the people


California Obama care: An affordable and quality healthcare for all the people

As you all know that Obama care is the unofficial name for The Patient Protection and Affordable care Act which was made as a law in March 23, 2010. It can also be said as an ongoing health care reform. Since Barack Obama was first elected into The Democratic Party, under his administration, health care reform and the Health care for America plan has been working. California Obama care is also a health care reform under President Obama, which works for the people of California.

What does California Obama care do?

It’s very important to know about obama’s healthcare reform in California. Below are some of the important features of the law:

  • It provides insurance to the millions of low and middle income people in California, by providing discounts on state or federal run health insurance exchanges.
  • Though the Affordable Act was signed into law in 2010, but the health care reform provide you to turn out year by year until 2022. Generally most of the reforms don’t extend up to 2014 also.
  • It is guaranteed by Obama care that Health care is available to the entire legal U.S residents, who are unable to get good health care through their employees from health insurance companies.
  • More than 50 American employers are given with the choice of either providing insurance that meets the standards of Obama care or pay the penalty. Instead of using in emergency services, this penalty is utilized in compensating the cost of employees, who are not covered by their employer to purchase insurance through the public health insurance exchanges.
  • In California Obama care, the employers with less than 25 employees can qualify for tax breaks, tax credits and other help for insuring employees.
  • Unless and until you make over $200k individual or $250k as a family or small business, you are excused from .9% Medicare tax increase and 3.8% unearned income.

Advantages and services offered by California Obama care:

A wide range of benefits and services are offered by Obama care. Some of them have been removed out and many more benefits are coming in 2013, 2014 and ahead. Let’s have a look on some of the benefits offered:

  • A large improvement has been done to women’s health services.
  • Better care and protection for seniors.
  • No annual limits on healthcare.
  • When you are sick, no insurance companies can drop you.
  • You cannot be left out with the coverage for pre-existing conditions.
  • Obama care focuses mainly on preventive services.

Now, let’s have a quick look on the Obama care services:

  • Emergency services
  • Hospitalization
  • Ambulatory patient services
  • Laboratory services
  • Prescription drugs
  • Rehabilitative and Habilitaive services and devices.
  • Mental health and substance use disorder services.

So California Obama care provides with all the facilities to all the citizens of America because his aim is to reform the health care industry by cutting out waste, finding out the government funding and fixing it to ensure a better healthcare for Americans.

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